A. The documents required to avail a personal loan vary from lender to lender. However, most of the banks and NBFCs require a proof of identity, a proof of address and a proof of income.
A. With a plethora of personal loan offers available, choosing the best one can be challenging for some people. But worry not and follow the below tips to choose the best personal loan offer:
A. You can get a lower rate of interest on your personal loan by following the below tips:
A. While getting a personal loan application approved completely lies in the hands of the lender, the below steps can be followed to avoid rejection:
A. The impact of GST on personal loans has not been much as it is not levied on EMIs. However, the service tax has increased from 15% to 18%. As a result, the one-time costs including processing fee, prepayment charges, etc. will rise.